What is Parent?
Parent is a parent-powered credit card simulator for kids. It’s not plastic. It’s not a toy. It’s real experience—credit requests, cash repayments, and family-led lessons that actually stick. Because lectures don’t teach responsibility. Moments do.
Problem
Parents teach financial responsibility through lectures and toy credit cards, which lectures don't teach responsibility and toy credit cards lack real experience.
Solution
A parent-powered credit card simulator allowing kids to experience credit requests, repayments, and family-led financial lessons in a controlled environment. Example: Parents set credit limits, approve/deny requests, and track repayments.
Customers
Parents with children aged 8-18 seeking practical financial education tools, particularly middle-to-upper-class families prioritizing experiential learning.
Unique Features
Real-world credit simulation without actual debt, parent-controlled financial parameters, and embedded family discussions to contextualize money management.
User Comments
Teaches responsibility better than lectures
Kids learn consequences of overspending
Easy for parents to customize limits
Builds trust through transparency
Makes financial lessons tangible
Traction
Launched in 2023, 500+ upvotes on Product Hunt, 1k+ families signed up during beta, founder @parent has 2.3k followers on X.
Market Size
The global financial literacy market was valued at $538 million in 2021 (Grand View Research), with parental-focused fintech tools growing at 15% CAGR.
