PH Deck

Users manually track credit card balances to stay under 30% utilization, but timing of balance reporting (at statement closure) leads to accidental high utilization despite payments.

Users currently use traditional credit score monitoring platforms that may lack intuitive design and advanced features, which hinders user engagement and comprehension.

A major drawback is the reliance on outdated interfaces, which may lead to difficulties in navigating and understanding credit information.

Fans need to constantly search multiple sources or platforms to get real-time updates and scores for soccer matches worldwide.

Users currently track expenses manually or with spreadsheets, which is time-consuming and prone to errors.

Users struggle to determine which credit card is safe to use daily to avoid high utilization rates that harm their credit scores, relying on manual tracking or monthly statements which lack real-time guidance.

Users struggle to match their CV with job descriptions manually, leading to high rejection rates and lack of feedback.

Users often fantasize about immense wealth and ponder how they would spend it. However, most people lack the practical means to experiment with large-scale spending fantasies, which leaves their curiosity and entertainment desires unmet. The drawbacks of this old situation are: limited imagination in spending vast sums and no interactive platform to simulate such experiences.

Users manually track credit card expenses and use basic budgeting apps, facing inefficient expense monitoring, difficulty avoiding fees, and limited credit score improvement.

Users spend too much time tracking expenses

Difficulty in accurately tracking expenses

Consumers lack quick access to information about the ethical practices and sustainability efforts of brands, leading to uninformed shopping decisions.