What is Smart mortgage calculator?
Calculate monthly mortgage payments in seconds. See amortization, compare rates and terms, try extra payments, and plan faster payoff — no ads, works offline.
Problem
Users struggle with time-consuming manual calculations and lack of immediate access to mortgage payment details when planning home purchases, often relying on basic online calculators or spreadsheets that don’t show amortization schedules or allow scenario testing.
Solution
A mobile-first mortgage calculator tool that lets users generate detailed payment breakdowns, compare loan terms, simulate extra payments, and view amortization schedules instantly. Example: users input loan amount, rate, and term to see monthly payments and total interest, or test how adding $100/month accelerates payoff.
Customers
First-time homebuyers, real estate agents, and financial advisors needing quick, accurate mortgage planning tools without ads or internet dependency.
Unique Features
Offline functionality, ad-free interface, instant scenario modeling (e.g., extra payments), and comprehensive amortization visualization.
User Comments
Simplifies complex mortgage math for beginners
Offline access is a lifesaver during house hunts
Clear visualization of long-term interest savings
No ads make it reliable for frequent use
Extra payment scenarios help plan faster debt freedom
Traction
500+ upvotes on ProductHunt, 1K+ mobile downloads (iOS/Android), founder has 980 followers on X/Twitter, featured in 3 real estate newsletters
Market Size
The U.S. mortgage origination market was valued at $2.3 trillion in 2023, with 5.5 million existing-home sales annually, driving demand for digital tools.
