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Retire on Bitcoin
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Retire on Bitcoin
Keep Your Bitcoin. Generate Income. Model Your Strategy
# Investing Assistant
Featured on : Oct 27. 2025
Featured on : Oct 27. 2025
What is Retire on Bitcoin?
Free Bitcoin refinancing strategy calculator. Model multi-year lending cycles, optimize LTV ratios, and generate sustainable income while keeping your Bitcoin. Plan refinancing intervals and withdrawals. Guide and FAQ. Not financial advise.
Problem
Bitcoin holders use manual methods to generate income without selling their Bitcoin, struggling to model multi-year lending cycles, optimize LTV ratios, and plan sustainable refinancing intervals, leading to inefficient strategies and financial risk
Solution
A free Bitcoin refinancing strategy calculator enabling users to model lending cycles, optimize LTVs, plan withdrawals, and simulate long-term income strategies while retaining ownership of their Bitcoin
Customers
Bitcoin investors, long-term HODLers, crypto-focused financial planners, and retirement strategists prioritizing Bitcoin as a core asset
Unique Features
Non-custodial approach (users keep Bitcoin), multi-cycle compound interest modeling, dynamic LTV optimization guidance, and retirement-focused withdrawal planning framework
User Comments
Simplifies complex Bitcoin-backed loan strategies
Helpful visualizations for long-term planning
Educational FAQ clarifies risks
Lacks integration with actual lending platforms
Requires manual data input
Traction
Launched 2 months ago
3,800+ unique visitors/month
Open-source GitHub repo with 127 stars
Founder has 2,300 Twitter followers
Market Size
Global crypto lending market reached $8.5 billion in 2022 (Blockchain.com)
42 million global Bitcoin holders (Cambridge Centre for Alternative Finance)