What is Navi?
Navi is your all-in-one money app made for all your financial needs. You can send money fast with UPI, invest in mutual funds and gold, get instant cash loans, buy health insurance, and even take a home loan—right from your phone.
Problem
Users manage various financial services (payments, investments, loans, insurance) through separate apps, leading to managing multiple apps, fragmented tracking, higher costs, and security risks.
Solution
Mobile app that combines UPI payments, mutual fund investments, gold purchases, instant loans, and insurance purchases, enabling users to handle all financial needs in one platform (e.g., send money via UPI, invest in gold, apply for home loans).
Customers
Salaried professionals, freelancers, small business owners in India aged 18–45, tech-savvy individuals seeking streamlined financial management.
Unique Features
Integration of diverse financial services (payments, loans, insurance, investments) into a single app with instant loan approvals and simplified insurance purchases.
User Comments
Convenient all-in-one platform
Quick loan processing
User-friendly interface
Reliable insurance options
Frustration with fragmented apps eliminated
Traction
3.8K+ Product Hunt upvotes, 180+ comments
5M+ app downloads
$500K+ revenue (estimated)
Featured on Indian fintech leaderboards
Market Size
India’s digital payments market projected to reach $10 trillion by 2026 (NPCI 2023).
