What is Credote?
When a client ghosts your invoice, upload it to Credote. It instantly lowers their business credit score and adds the default to their public credit report. They have 30 days to pay and clear it. If not, it stays on their public record permanently.
Problem
Users struggle with clients ignoring overdue invoices, leading to unpaid debts and wasted collection efforts. Current solutions like manual follow-ups or legal action are time-consuming and often ineffective.
Solution
A debt collection tool where users upload unpaid invoices to automatically lower the client’s business credit score and add the default to their public credit report. Example: Uploading an invoice triggers a 30-day payment window; if unpaid, the default remains publicly visible.
Customers
Freelancers, small business owners, and finance teams dealing with persistent non-paying clients, especially in B2B sectors where credit reputation matters.
Unique Features
Leverages credit score penalties as leverage for payment; defaults are permanently recorded in public reports if unpaid within 30 days.
User Comments
No user comments available from provided data.
Traction
Launched on Product Hunt (exact metrics not disclosed). Founders’ social traction or revenue data unavailable in provided sources.
Market Size
The global debt collection market was valued at $15.3 billion in 2023 (Grand View Research).
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