What is Cardtonic?
Cardtonic is Africa's leading provider of virtual dollar cards, making online spending and alternative payments simple. The company also offers a trusted marketplace for prepaid cards, vouchers, gift cards, alongside local and international bill payments.
Problem
Users in Africa struggle with obtaining virtual dollar cards and alternative payment methods for international transactions. Obtaining virtual dollar cards, accessing prepaid services, and paying local/international bills are cumbersome with traditional banking systems.
Solution
A digital marketplace platform where users can purchase virtual dollar cards, gift cards, and manage local/international bill payments. Examples: Buy virtual Visa/Mastercard for online subscriptions, pay Netflix/Spotify bills, and trade prepaid vouchers.
Customers
African freelancers, remote workers, and businesses needing dollar cards for global transactions; individuals paying international subscriptions; tech-savvy users seeking prepaid card services.
Unique Features
Combines virtual dollar cards, prepaid gift cards, and bill payments in a single Africa-focused platform, with localized support and instant virtual card delivery.
User Comments
Simplifies international payments for Africans
Reliable dollar card access
Affordable fees compared to banks
Fast customer service
Easy bill payment integration
Traction
Launched in 2021; processed 50,000+ transactions (self-reported); partnered with 10+ African fintech providers; founder has 1.2K followers on LinkedIn.
Market Size
Africa’s fintech market reached $6.3 billion in 2023 (Statista), with digital payment solutions accounting for 70% of sector growth.
