PH Deck

The current situation for users is relying on traditional methods to manage personal finance, such as spreadsheets or manual logging. These methods make it difficult for users to track their savings goals on a long-term basis and to set and monitor financial goals effectively and consistently.

Users manage personal finances using manually created spreadsheets from scratch or generic templates lacking financial expertise, leading to time-consuming setup and incomplete financial tracking.

Users struggle with tracking their spending habits in detail, leading to a lack of financial awareness and the inability to plan expenses effectively. Lack of financial awareness and the inability to plan expenses effectively.

Users need comprehensive financial services and guidance, but current options involve either piecing together fragmented services from different providers or using outdated manual methods. The drawbacks include needing to coordinate multiple service providers and lack of streamlined, expert guidance for personal finance, loans, and investments.

Users struggle with managing and tracking personal and company finances effectively

Old solution: Using multiple disparate tools and spreadsheets to manage finances, leading to disorganization, inefficiency, and potential errors.

Users struggle to effectively track both personal and business finances, dealing with separate systems that complicate financial management and lack an integrated view.

Users may struggle with optimizing their finances effectively, like earning competitive yields in their savings accounts and setting up customized automations for different financial goals.

Drawbacks: Limited options for optimizing finances, lack of tailored access sharing, and absence of collaborative features for joint accounts.

Users face challenges in optimizing their finances efficiently

Current banking solutions lack personalized automations and tailored access options

The cumbersome process of managing joint accounts with trusted individuals

Users struggle to track their finances and manage their budgets efficiently.

Users may struggle to track expenses, set budgets, and understand their spending patterns effectively, leading to financial disorganization and lack of control over personal finances.