PH Deck

The current situation for users is that they often struggle with managing multiple debt payments and resolutions effectively. Using traditional methods for tracking debt payments using manual methods or less efficient spreadsheets can be cumbersome and susceptible to errors.

The current situation for users involves managing multiple debts with varying payment schedules, which can be overwhelming and confusing. **Managing multiple debts with varying payment schedules** is a major drawback as it can lead to inefficient payment strategies, missed payments, and prolonged debt timelines.

Users struggle to efficiently manage and eliminate their debts, often relying on traditional budgeting methods that may lack structure and motivation. The old solution involves tracking debts manually or using basic spreadsheets, which can lead to inaccurate calculations and a lack of motivation due to slow or unseen progress. These methods offer limited visual appeal or engagement.

Users often struggle with managing multiple debts using traditional methods.

The drawback of this old situation is the inability to efficiently 'organize multiple debts, calculate interest, and create personalized repayment plans'.

Users are currently struggling with keeping track of their debt payments and monitoring repayment progress effectively. The traditional approach often involves manually maintaining multiple records across different platforms or using generic budgeting tools that don't focus on debt management specifics.

Currently, individuals struggling with debt repayment often rely on generic financial advice or manually created spreadsheets to track their repayment progress.

The old solution lacks a structured approach tailored to different debt repayment strategies, making it hard to effectively manage and prioritize repayments.

Currently, users face difficulty in effectively tracking and managing their debts using traditional methods or basic tools. The old solution involves using manual methods like paper notes or basic unspecialized software. The drawbacks include lack of comprehensive tracking of balances, payments, and interest, which does not provide a clear visual motivation or consolidated oversight of debt management.

Manually converting Google Sheets data into PDFs or Google Docs is time-consuming and tedious

Users currently manage their debt manually or with basic tools, which lack structured methodologies like the debt snowball strategy.

The drawback of the old situation is the inability to systematically track your balances, organize payments, and prioritize debt repayments to achieve faster financial freedom.

Users often struggle with managing messy data in Google Sheets, which includes issues like data inaccuracies, inefficiencies in data mapping, and burdensome manual processes for data cleaning and validation.