PH Deck

Potential home buyers face challenges in understanding their monthly mortgage payment capacity and the total loan amount they can afford.

The traditional process might not clearly explain the relation between debt-to-income ratio and affordable monthly payments, leading to confusion.

Current mortgage calculations for Illinois homes are often done using outdated or complex methods.

Users struggle to get accurate monthly payment estimates, amortization schedules, and loan breakdowns.

Users need to calculate monthly mortgage payments but rely on generic calculators or manual methods that don’t account for Louisiana-specific factors like local tax rates, insurance, or loan programs

Users need to estimate mortgage payments for Oklahoma homes but use generic calculators lacking state-specific tax rates, insurance costs, and regulations, leading to inaccurate payment estimates.

Users need to estimate mortgage payments for Maine homes but rely on generic calculators or manual methods that do not account for state-specific factors like property taxes and insurance rates, leading to inaccurate estimates.

Traditionally, purchasing processes involve multiple steps that are manual and time-consuming, including creating and sending purchase orders, and matching POs, receipts, and bills. These steps often lead to delays and increased workload for businesses, making the purchasing process cumbersome and inefficient.

Homeowners often find it challenging to organize and keep track of important home-related information, especially when using old methods or scattered notes.

The drawbacks include difficulties in storing and accessing information efficiently, which leads to time wastage and information loss. Many users face issues when they need specific details about their home models, SKUs, or maintenance schedules, which are often recorded haphazardly or misplaced.

Users struggle with manually tracking and calculating their income and expenses. They often rely on outdated methods like spreadsheets or even paper records. such manual calculations and updates make it difficult to maintain real-time accuracy and overlook financial goals.

Users currently have to rely on personal motivation or seek expensive personal coaching to train professionally at home, which can be difficult to sustain and costly.